Most of these modified apps act as a "wrapper." Upon opening, they present a convincing login screen. When the user enters their phone number, ID (DNI), and 6-digit PIN, this information is sent directly to the scammer's database rather than the bank.
: Only download Yape from the Google Play Store , Apple App Store, or Huawei AppGallery.
To understand why this is impossible, you need to know how financial apps work.
Verified users can apply for “Yape Crédito” – instant loans directly into your wallet. This is real unlimited money (up to your credit score).